Erica Sandberg has been spewing bad credit repair advice for years. Like many so called consumer reporters and credit experts, Erica Sandberg is really just a mouthpiece for the credit reporting and credit card industry.

Consumers must be diligent when seeking effective credit repair advice because so many credit counselors are associated with the credit bureau/banking cabal. If a credit counselor derives his income, directly or indirectly, from his association with major credit card companies...
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Every month the news about credit repair seems to include another erroneous smear article about credit repair companies. I'm beginning to suspect that some of these so called consumer reporters are paid to print their lies.

The latest installment comes from a consumer hack out of Oklahoma. His name is Phil Mulkins and he writes for the Tulsa World. In his misleading, biased credit repair article Mulkins paints all credit repair companies as scam artists. He even makes the ridiculous claim tha...
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NCG is pleased to announce the opening of our most recent credit repair branch in Sarasota, Florida. Your contact in Florida is Greg Luque and you can reach him directly at 941-926-5875.

Greg is originally from Connecticut but has lived in Florida for many years. For a free credit repair consultation, give Greg a call today.

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Quick heads up about recent article on Credit Repair News. It seems the FTC recently published its list of top consumer complaints for 2009. Leave it to our sister site Credit Repair News to expose how the Government skewed the facts about credit repair and credit bureaus.

Guess who they favored? Check out FTC Juggles Credit Repair, Credit Bureau Complaints to discover the real story behind the Government's misleading report.

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Recently I was invited to be one of the credit repair guests on a national webinar hosted by Mike Citrion of DisputeSuite. I appeared with credit industry experts Dominic Campasano and Todd Stern. This invitation was prompted by a credit repair article I penned on Credit Repair News.

Anyone who has been involved in the credit report help business as long as I have been can't help but be disgusted with the credit repair lies foisted on the public by government agencies, the Better Business Bure...
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Here's the question:

I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to purchase a home increase my score. I paid all my col...
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The credit repair deck is stacked against you when you attempt to fix your own credit reports. Here is an excerpt from the eye opening expose on credit bureau practices, "Zero Day Threat" by Byron Acohido and Jon Swartz.

Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

book excerpt, page 90

Yet any consumer who attempts to get errors corrected is in for an Alice in Wonderland experience. Perseverance is a must, and a satisfacto...
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Credit Repair Disputes

By Chuck Rosseel


Today I am going to help you understand what a credit reporting agency does after you submit your credit dispute to them, and why persistence and perseverance are so important for your credit repair success. Under the Fair Credit Reporting Act a credit reporting agency is required to research your dispute with the source of the information. The credit bureau should check the entire record of the account in question and compare it with what they reported. ...
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