Erica Sandberg has been spewing bad credit repair advice for years. Like many so called consumer reporters and credit experts, Erica Sandberg is really just a mouthpiece for the credit reporting and credit card industry.

Consumers must be diligent when seeking effective credit repair advice because so many credit counselors are associated with the credit bureau/banking cabal. If a credit counselor derives his income, directly or indirectly, from his association with major credit card companies...
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