The credit repair deck is stacked against you when you attempt to fix your own credit reports. Here is an excerpt from the eye opening expose on credit bureau practices, "Zero Day Threat" by Byron Acohido and Jon Swartz.

Zero Day Threat: The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your Money and Identity

book excerpt, page 90

Yet any consumer who attempts to get errors corrected is in for an Alice in Wonderland experience. Perseverance is a must, and a satisfactory resolution often requires assistance from the cottage industry of credit repair consultants and lawyers expert at bringing Fair Credit Reporting Act (FCRA) lawsuits against the big three.