Credit Repair - Service Details

"...myself nor my wife were able to get any kind of credit from anyone. Due to the diligent efforts from the fantastic people at NCG, I now proudly own a lovely home and have a multitude of credit cards. I can't say enough kind words about you people."

Richard Miller

Credit Repair Services

What we do

Service details

What it costs

Our guarantee

Custom Dispute Services

Although we do not offer legal advice, the approach we take is similar to that taken by a lawyer for the defense. Your credit report is no more than a collection of allegations. Credit bureaus bank on the fact that most folks never challenge these allegations. By retaining our credit repair services, you are in effect entering a not guilty plea. It is then up to the credit bureaus, collection companies and creditors to perform an investigation. If they claim to have investigated the allegation, we appeal the decision and eventually most allegations are corrected or removed.

The credit bureaus are not in the business of reporting accurate credit information. They are in the business of selling information and negative credit reports. They don't care if the data is accurate or inaccurate. In fact, correcting mistakes and misleading information costs credit bureaus money they do not want to spend.

Every court case is unique, just like every credit report is unique. That is why we spend the necessary time drafting personal, hand written disputes. Each negative item receives a custom drafted dispute. Our firm does not believe in using software generated form letters. We are not a dispute mill.

What you get at National Credit Guidance:

HIGHLY SKILLED STAFF

National Credit Guidance staff has included former bankers, major credit card department employees, computer expert, and genuinely caring customer service people to help you. We have a huge arsenal of effective, cutting edge credit repair techniques to draw upon. In addition, we are constantly monitoring laws about credit reporting so we can improve our methods.

NO FORM LETTERS

We NEVER use form letters. Many so called credit repair firms will use the same typed letter for ALL their clients. This is completely ineffective. We hand write your custom disputes. 99% of other credit repair companies will not do this even though it is the most successful method.

UNLIMITED DISPUTES

Unlike other companies that charge you a fee for each dispute, we offer unlimited disputes at no additional cost. You pay one flat monthly fee, whether you have 7 disputes or 70. We will dispute with the Credit Bureaus as well as the problem creditors or collection companies.

UNLIMITED DELETIONS

Some credit service organizations charge you a fee for each specific deletion. Our process is geared to protecting your rights. You will never be charged extra for simply doing the job you hired us to do.

NO HIDDEN FEES

Our service is built around being effective and being easy for you. As a result, what you see is what you get. THERE ARE NO HIDDEN FEES. You have enough to worry about in your regular life without having to wonder where the catch is. We are here to make this process easy and free from worry.

LOW MONTHLY FEE

Our significant experience in helping clients just like you has allowed us to develop some of the most effective strategies and procedures available. As a result, we pass the savings directly to you. The low monthly service fee of $59 takes care of all your services.

OUR PROMISE TO YOU

We believe our service is so effective because of our more than 23 years experience helping good people with bad credit reports. We promise to always give you our very best credit repair service. Our services are provided on a month-to-month basis, you choose how long or how short a period to employ us. You have the option of canceling at any time, without any extra charges.